So if you have a phone and you need to make some quick money, I’ve got 15 apps that you can use to make money daily. And the best part is that all of these side hustles are 100% free. ONMYWAY is an app that will literally pay you money to not text while you’re driving. The way it works is ONMYWAY, we automatically connect once you start driving over 10 MPH and you’ll get paid for every mile that you drive, but don’t text or use any distracting apps. Now, you can still do things like make phone calls, listen to Apple Music or Spotify or use different services like Apple Carplay. 

But the app will be able to tell if you’re texting or using distracting apps like Instagram while you’re driving. Now, when you first sign up for the app, they’ll pay you $100 right off the bat just for signing up and then for every mile that you drive without texting the app will pay you five cents. Now, I know this doesn’t sound like a lot of money, right? But when you take into consideration that the average American drives about 14,000 miles per year. 

That’s a little over $700 per year that you could be earning. And then on top of all that, if you refer your friends and they sign up to the app, you’ll get a $2 is plus two cents for every mile that they drive. And so that’s on top of the five cents per mile that you’re already earning by yourself. Now, typically when you go shopping, you get a receipt, right? And what do most of us do with those receipts that we get? Well, if you’re like me, then you just throw them away. But what if there was a way for you to actually get paid for these receipts? Well, with an app called RECEIPTJAR, you can do exactly this, the way it works is whenever you go and shop for groceries, clothes, food, anything just save your receipts, take a picture of them with your phone and then upload picture into the app. 

When you do this, the app will reward you with points that you can then go and redeem for money. You can also earn money by sharing the app with friends doing surveys or playing the shakes game. Now, how much money you earn from this app will all depend on how many receipts you upload. But if you do a lot of shopping already, then you might as well be paid for doing it right now as all of you probably know, or at least I hope you do. Taking surveys is not going to make you rich, but it is still a great way to pass some time and make money doing.

So, SURVEYS ON THE GO is a popular Avey app available on both Apple and Android devices. The app has very high ratings on both the Apple Store and Google Play Store. And after browsing through thousands of various reviews of the app, it became immediately obvious that this was a great way to earn money fast. You’ll immediately earn $1 as soon as you download the app. And then you can just open up the app and take surveys whenever you have free time or you can just enable notifications and the app will notify you whenever you have new high paying surveys available to you. 

Now, on average, most surveys with this app will pay between one $5 with some surveys paying over $10 and there are many reviews with real people saying this app pays more money than most other survey apps and to get started, simply head over to the App Store or Google Play Store type in SURVEYS ON THE GO download the app and then start making some easy money. Now, one of the best ways to make really easy money is by taking advantage of cash rewards when signing up for a new service. For example, opening up a new account with an investing app is a great way to get free stock, sometimes valued up to thousands of dollars. 

And there’s an app called that’s doing just that. When you open an account with MOOMOO, you can earn one free stock, no deposit necessary and up to 15 free stocks after your first deposit. But if you happen to be in Australia, don’t miss your chance to earn up to $110 in cash rewards as a bonus for depositing your 1st $1000. MOOMOO is a popular investing app. Perfect for helping you get started on your investing journey. My favorite feature is the indicator filter that helps you to sift through and easily discover stocks that match your unique investment strategy. On top of that, if you’re brand new to investing. 

BEMYEYES is an app that lets you earn money by completing short missions in various stores near you. The way it works is simple after you download the app and create a free account. The app will display all of the available missions that you can complete near you and you can choose which missions you’d prefer to complete based on how much money and how long the mission will take you. And typically the missions that require a more specific skill will pay you more money. 

And these missions include store checks which involve you answering a few questions and taking a few pictures within a store, outdoor missions like taking pictures of billboards or storefronts and different at home missions. And on average, you can expect to earn between $3.15 dollars with most missions. Now, a really good way to sort of incorporate this app into your everyday life is to accept missions at stores that you normally visit by doing this. You can coordinate it so that you only accept missions when it’s time for you to go grocery shopping. And that way while you’re at the store shopping, you also be completing a task and making some quick money doing so. But what if it were possible to get paid for playing video games in your spare time? Well, with an app called GAMEHAG, that’s exactly what can happen. 

The premise behind GAMEHAG is really simple. You play games online either by using your phone or your computer and you collect what’s called soul gems. You can then take these gems and redeem them for various rewards including the most common which is money sent directly to your paypal. Now, the way this works is depending on where you live in the world, every 500 gems that you collect will equal between $3.01 dollar here in the US. For example, you’ll earn $3 for every 500 gems. And this means, for example, if you were to play this game right here, Raid Shadow Legends, you would earn about $114. Most people will spend money to play games. But with this app, you can actually make money to play games. It seems like a win to me. Now, if you enjoy making money playing games, then an app called ZOGO may also be worth checking out. 

ZOGO is essentially a financial education app that will reward you or improving your financial literacy, which is definitely something that our schools are not teaching us. And so it’s up to you to teach yourself and this app will help you do exactly that and reward you in the process. You’ll earn pineapples by engaging with the app and then you can redeem those pineapples for gift cards, checking account deposits and a lot more. If there is one thing that all of us has to do, it’s buy groceries and during times like these, wouldn’t it be nice if you could get paid for doing exactly that well, with an app called SHOPKICK, that’s exactly what can happen. SHOPKICK will pay you several different. 

The first way is by simply walking into the store, the app can actually track if you walk into a qualified store and it’ll pay you money just for doing that. The next way is by scanning bar codes on products within that store you can simply use the app to find and scan the right product, even if you don’t plan on buying the product. Another way to earn money with this app is by simply scanning receipts, receipts that you would get any. Anyways for all the shopping that you’re doing already simply take a picture of your receipts through the app and get paid. You can also get paid when you link a debit or credit card to the app, shop at select stores, make online purchases and invite friends to use the app. Now, I want you to imagine for a second, never having to pay full price ever again for products that you buy every day. Well, with FREE STUFF FINDER, you can save as much as 50% or more on your everyday purchases, things like toilet paper, toothpaste, deodorant, groceries, shoes, whatever the app will post between 5100 new deals every day and you can check these deals to see if you can save money on things that you would already be buying anyways. 

And it’s literally that easy, simple. And to the point next up is an app called UNBABBLE which lets you make some easy money correcting software translations. I know that sounds a little bit confusing. But let me explain when UNBABBLE receives texts from some of the world’s top brands. They’ll automatically translate that text with their translation software. However, these translations aren’t always 100% accurate. And so UNBABBLE will pay you to approve what’s good and to edit what’s not so good. Now, to get started, you don’t need to be a professional translator, but you do obviously have to know more than one language. The Apple then gives you a quick evaluation and after you pass it, you can earn between $8.18 dollars per hour. Now, if you’re like me, then you enjoy being paid for doing things that you would normally be doing anyways. 

And with an app called ROADIE, you can do exactly that ROADIE allows you to earn money on trips that you’re already taking by delivering something along the way. You can think of this app as kind of like Uber, except instead of delivering humans, you’re delivering things like cupcakes and packages the way it works is the Apple. Let you choose deliveries that fit your schedule. And the good thing about this app is that you’ll get to see the guaranteed payouts of each delivery. And you’ll also get to see the pickup and delivery details before you accept any delivery. And this way you could coordinate your deliveries with your daily driving route so that you’re able to make money on the way home from work or on the way to the grocery store or whatever. And on average, most drivers earn about $13 per short trip, but you can also earn as much as $650 for longer trips. 

ROADIE is a great app for anybody looking to make some extra money without ever really needing to interact with other people. This next app is called the MONEY APP and with a name like that, I think it’s easy to assume what this app can do for you. So the MONEY APP lets you make money several different ways. You can do things like complete easy surveys, do some mystery shopping or complete different tasks such as checking and taking pictures of store displays, testing different services, et cetera. And to be honest with you, there are a lot of apps that do these things already. For example, you can download apps that will let you make money by taking surveys or doing some mystery shopping. 

But the difference with this app is that all these things can be done within one central place. And basically the way it works is when you complete various tasks within the app, you’ll earn reward credits. You can then redeem those credits for cash paid out to you via paypal and out of 144,000 reviews on the app Store. The MONEY APP has a 4.9 out of five star rating, which is one of the highest rated money making apps that I’ve seen now very similar to the previous app. There’s another app called POGO that kind of acts as an all in one Make MONEY APP with POGO. You can link your cards and accounts to earn money every time you spend money. The app will also find automatic savings for you on everything in your life, including lower rates on insurance and refunds on bank fees. Additionally, if you wanted to make even more money, you could choose to share your phone’s data for anonymous market research. 

Similar to how apps like honey game work. What’s unique about POGO compared to other money making apps is that with POGO, you don’t technically have to do anything to make money. As long as you’re willing to connect your accounts and cards to the app. Then all of the work it’s done for you on the back end. And so no more searching for savings, taking pictures of receipts or clipping coupons because POGO does all of this for you on the back end. This next app lets you earn up to $51 per hour to as high as $222 per hour with your car or truck go. GOSHARE is an app that lets you build your own delivery business either full time or just on the side for some extra cash. And the way it works is depending on the size of your car, whether you have a car or SUV pickup truck or something bigger, you get alerts directly to your phone whenever a load or pickup is available near you, you then accept that delivery. If you want, arrive at the pickup address, deliver the package or cargo to the customer and then get paid. And the best part about this is this app has some of the highest per hour earnings in this industry. 

This means that other similar apps like Uber and doordash, where you’re also having to deliver, things won’t pay you nearly as much as GOSHARE. And as previously mentioned, depending on the size of the vehicle, you can earn between $51 per hour to as high as $22 more per hour with this app. Definitely not bad considering that you can work when and where you want and be your own boss. However, if you’re looking for an even easier way to make money, something that you can do from the comfort of your bed without ever having to leave your home. An app called PULL PAY will pay you for your opinions in the form of surveys. Now, let’s just cut straight to the chase. Ok. Will this app make you rich? No, but that’s not the point of it. The point is to earn rewards and money during your free time taking quick and easy surveys. 

The app offers you a ton of surveys to complete and earn rewards from. You can decide which surveys you want to complete if you prefer a short survey for fast money or a longer survey with a higher reward. And when it’s time to get paid, you can either get paid through paypal or with one of the many different gift card options. The app is available on both the App Store and Google Play Store and has an average 4.5 out of five star rating between the two. Hey, you guys are incredible. Every single one of you believe in yourself and just understand that you can accomplish whatever you want in this life.

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Today’s topic: 15 Apps To Make Money Online DAILY Within 24 Hours 2023 | Make money online

Chat GPT is the world’s smartest robot and it is changing the game. When it comes to making money online. With this revolutionary free software, you can earn $800 a day or even more with little skill and no start up capital required. All you need to do is take one of the six genius ideas that I’m going to share with you in today’s video and put it into action and you’ll have yourself a profitable business. The market for AI services is hot right now and wide open but not going to stay that way forever. Just like back in the early two thousands when we all got our first cell phones, the world went mobile and millions of millionaires were created as a result. Well, this is the start of a new age of artificial intelligence and this is the time when you can get in on the ground floor and really make the most of this opportunity starting at the bottom with idea number seven, you can use Chat GPT to start a branding agency. 

So branding agencies are businesses that help other businesses to create their branding. They might help them to choose a business name to create a logo. They might help them write their website, they might help them write statements about who they are and what they do. Well, chat GPT can do all of these things. If you just ask it, you can ask Chat GPT to suggest business names. All you need to do is tell Chat GPT a little bit about the business that you’re naming. You could ask it to conceptualize a logo for a certain type of business and it can even write the words for your clients websites. And one of the best things about this is that with chat GPT you’re able to have an ongoing conversation, so you don’t have to individually submit these requests and explain to chat GPT all about the business all over again. 

Once you tell chat GPT what you’re working on and you tell it about the business that you’re branding. Well, chat GPT will remember that and all of your subsequent interactions with chat GPT will be based on that. You won’t have to explain to it over and over again what you’re doing now. Number six is a little bit of does require some skill. That’s why I’ve thrown it in here as a bonus on top of the five best ideas. But if you have any sort of coding skills, you can create a really simple app. Like it’s the simplest of apps just like a chat widget basically. And you can connect that with open AI chat GPTS parent company, their API and then you can talk directly to the server and you can actually train chat GPT on any topic you like. 

So for example, you could feed information into it to teach it how to answer customer service inquiries for a certain business. So you can just take their old customer service questions and answers and hand it to chat GPT and then it will know how to answer questions like those in the future. So what you can do for a business is you can create different types of apps for businesses. And like I said, these don’t require very advanced coding at all. They’re just a simple chat widget and connected via the API so you could create scheduling apps and sell them to individual businesses. 

You could create customer service apps or data entry apps or apps to help the business owner do their work. And each of these individual apps could be worth thousands of dollars to a business. So you can have this thing coded one time and then just feed different types of information into it for different businesses in different situations. And you could earn thousands of dollars every single month. Business idea number five is really simple, probably the easiest one on the whole list and that is, is just to do freelance writing only. You’re not doing the writing. Chat GPT is now chat GPT is really good at writing, especially if you work the process. So instead of just asking chat GPT like write an article about this topic, instead you can start by having it generate ideas for you so that you don’t even have to think of the ideas. Then you can ask it to give you more specific ideas relating to one of the ideas it already gave you. So you can really work on coming up with the best ideas. 

Then you can have it generate titles for that specific. Then what I’d highly recommend you do is you ask it to generate an outline for an article on the topic. And what I like to do is say, generate an outline for a blog article about such and such that could rank number one on Google. Because what it does then is it gives you an extremely thorough outline because in order to be s eu friendly and rank on Google, you have to write the most thorough article and the highest quality article on that topic. So if you ask GPT to do that, it will and then what you can do is you can take each part of that outline and feed it back into it and ask it to write part of the article based on that outline because chat GPT won’t generate more than a certain amount of content at one time. But you can get around this by just having it do part of it at a time and in a matter of just a few minutes, the entire article will be written and in an seo friendly way. Now you might be wondering how that can make you money. 

There’s a few different ways, but specifically for this business idea, I’m talking about going out there and getting the contracts from Fiverr and Upwork where people are working to hire freelance writers. Now, this business idea, like I said, it’s the easiest one on the list. It’s also the one that’s probably going to last the shortest amount of time because even though not everyone is going to start using chat GPT right away, there will be enough freelance writers who will, that they will quickly snatch up all those contracts. So I would say you’ve got, you know, a few months, maybe a couple of years that you could use this idea to really make some good money. 

It, like I said, really easy money, but you’re going to want to be looking at one of these other ideas on the list for the longer term idea. Number four is definitely going to be an idea that lasts a bit longer, although it’s not that much harder, it just is a little bit less obvious. So here’s what it is. I’ve made a few videos in the past about how to self publish books on Amazon. You can do it completely for free. And in the past, the only obstacle was writing those books and we even got around that a little bit by using an affordable software called Book Bolt to create low content books. So this was things like notebooks and journals and diaries and that sort of thing, design them on book bolt and then put them on Amazon and you can sell them for five or 10 or $15 each. Ok. So that’s cool. But the only problem with that is that there’s a really low barrier to entry there because, well, anyone can create those, they don’t take very long to create. And so a lot of people create hundreds or thousands of them. 

So there’s a fair amount of competition. Now, I made another video about how to market those, how to get around that. But what I’m talking about here is we can combine these two different tools, we can combine Chat GPT and book bolt to actually write books with Chat GPT and then use book bolt to design them, publish them on Amazon. And suddenly just because this is a slightly longer, slightly more complicated, slightly less obvious process, there is so much less competition and yet can earn way more money because these books will sell for more than the journals will because they’re books that actually have content in them. You can use this to dominate niches, especially of nonfiction books on Amazon. You can create the entire book. 

And I would say a matter of realistically a couple of hours because you have to go through and have chat GPT generate basically like each page of the book one at a time, but still so much faster than it would take you to write the book if you were actually doing the writing work.  Number three. And this is the idea that I have actually pinpointed as the most profitable and easiest idea of all the ideas I’ve come up with it is to start an email marketing agency. Now I actually made an entire video last week about step by step how to start an email marketing agency using chat GPT, how you can get it up and running and making you money within just a few days. 

The easiest business to start with chat GPT business idea number two is to start a niche youtube channel. Now, I’ve seen a lot of other channels talking about this already. There definitely is potential here. I think it’s a great idea. Basically, what you can do is ask chat GPT to give you ideas for different types of youtube channels. Then you can narrow that down and say, tell me more about different types of youtube channels within a certain niche. So then you can choose a specific sub niche on youtube. Then you can ask chat GPT to generate video ideas for you within that niche. And then the creme de la creme is you can ask it to write video scripts for each of those video ideas. So we will write the entire video script for you. And then all you need to do is put together a collection of video clips. 

I like to use a service called story blocks because they have an affordable monthly subscription for getting this stock full footage. So you put it together and of course you choose video clips that relate to the topic of the video, then you just put that voice over and maybe some music together with that and you can publish it on a niche youtube channel. You don’t have to show your face. These videos are like the fastest videos you could possibly create since AI is helping you out and you can start generating ad revenue from the views that you get on those videos. And now we come to the final idea on the list. Business idea. 

Number one you can start with I is youtube support service agency. So for this idea, you would be starting a company that would do support services for youtubers. So you could use chat GPT to generate video ideas for different industries to help with generating keywords for videos, for coming up with different title ideas for writing video scripts for youtubers. That is a service that youtubers often pay hundreds of dollars or even thousands of dollars per script for most youtubers make a video or two every week. So it’s something that you could earn a couple $1000 from per client per month. So with just that business idea alone, you could easily scale up to $10,000 per month or more.

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Today’s topic: 5 GENIUS Ways to Make Money with ChatGPT 2023 | Make money online

So this is the smartest path to making $10,000 a month in 2023. And let me guess you’re expecting me to give you some magic pill. It’s gonna make you rich guaranteed. You’re expecting me to give you the cheat code the tricks and this is the root of your problems because you want to look at every single direction except directly at yourself. So the title of this video suggests I am going to show you the smartest route to making $10,000 a month in 2023 not the fastest but the smartest and my friend, it all starts with you. Now, Abraham Lincoln is often quoting for having said, if I had eight hours to chop down a tree, I’d spend six, sharpening my ax and it’s time for you to sharpen your ax and that ax is you. 

And it all starts with a protocol that I formulated a few years back called monk mode. This is the same system that thousands of people have used to turn their life around. Now, I know that some you guys still want a game plan on what business model to actually get to 10-K a month. I’m gonna show you exactly how to execute monk mode in 2023. 

The 1st 7 to 8 days of every year is a write off because my birthday is on the third of January. But immediately after that, I went on to do monk mode for six weeks in the beginning of 2022. So I can tell you after being in self improvement for eight years, after having businesses for six years, I still implement this stuff to this day. So ladies and gentlemen, what is monk mode? Now Monk mode is a period of immersion and I recommend no less than 21 days and no longer than 90 days. If you do anything less than 21 days, you’re just simply not going to feel the effects. And if you try to do anything longer than 90 days, you will have serious mental problems, and you will start to feel that it is difficult. This is hard, you know, I don’t want to do this anymore. I’m missing out on life all of this stuff. And the thing is monk mode is a tool that I have used for years. And it’s a tool that I want you to continue to use for years and years. So I don’t want you to have all of these negative associations around it. 

So that’s why for most people that have never done it before, I recommend just start with a 21 day protocol. Now, the true beauty of it is you can actually do 21 days and then at the end of it, you know, you can take a couple of days to party and relax and enjoy and then go straight into another cycle of monk mode or you can finish the 21 days and go wow. I feel a lot of momentum. I feel great. I’m going to do another 30 days and I know a lot of people go, no, you should set your aims high and all this stuff. I personally believe getting your confidence up and sticking to your promises is the most important thing in life. So I would much rather you do 21 days. 

Realize, that wasn’t actually quite bad and then just extend from there rather than trying to commit to 60 or 90 days from the jump. Now, I created the monk mode protocol like lego blocks. When I formulated the protocol a few years back, I didn’t want it to be frigid. You know, there’s similar protocols out there, for example, like 75 hard and I have the utmost respect for not only the protocol but all the people that go through it. For me personally, I just think flexibility is important sometimes and it’s important that there’s your non negotiables. And then there’s other variables that you stack on top because everyone’s journey and what people are trying to accomplish is very different. 

The body builder is trying to accomplish something very different compared to the person who runs a company and has employees. And you know, is just really trying to focus and scale the company all the way to the people who work jobs that they’re very happy and they’re very content with their career. But they just want to feel more stillness, more calm, more presence in their life. And that’s why I built the Monk Mode Protocol the way I did. So that way it serves you the best. But the Monk mode protocol is predicated around three non negotiables. It seems simple, but that is the beauty of it. 

Now, first non-negotiable is 10 minutes a day of meditation. And let me warn you for the 1st 10 days, you will not notice a single difference. Then roughly around 10 or 14 days in, you’ll notice something funny starts to happen you’ll start to be more cognizant of your thoughts. You’ll start to notice your monkey brain. You’ll start to notice those times where you feel pain, you feel doubt, you feel uncertainty, you feel like maybe you can’t accomplish the things that you want to do. And the old you, the old you before monk mode would have reached for phone or a video game or try to distract yourself or put some music on. or unfortunately, as is ruining so many men out there would use that pain and that discomfort as an opportunity to close the blinds, put something on your phone that you probably shouldn’t be watching, do the deed for five minutes and live in shame.

And on the spectrum of emotion, shame is the worst thing that a person can feel. Shame is fundamentally. I am a bad person and they do that multiple times a day. They reinforce that multiple times a day as a coping mechanism because they want to run away from their fears, their problems and their self doubt. So I’m going to tell you meditation might be scary for some of you guys because you’ll notice your monkey brain, you’re gonna notice your demons, but other beautiful things are going to happen. You’re gonna notice that when you go for a walk, you don’t need background music, you’re gonna notice that you can just sit with a cup of tea or a cup of coffee in silence, hearing the wind blowing and you can just sit comfortable with yourself. You don’t need to run away from yourself anymore. You and you are on the same team. 

Meditation is by far one of the best habits for anyone that is trying to build a business or just accomplish anything that they want in life become the man that they want to be. You know, let me ask you a question. Where’s your phone right now? Let me guess. It’s probably right by your side and I can guarantee you for a fact it’s not on, do not disturb. You know, how many times have you picked it up in the last 60 minutes to check social media and then realize midway through while you’re scrolling on Tik Tok or Instagram or whatever it may be. Why did I pick up my phone? 

Why did I feel this weird urge to just pick up my phone and just track myself? Ladies and gentlemen, remember the quote from Lincoln. You must sharpen your mind. You must break free from these addictions, holding you from the person that you could be. Ladies and gentlemen, they want you scrolling on Tik Tok, they want you numb. You say you would never touch drugs, but you are just as addicted as the addicts that you say you will never become, you must meditate and you must face your demons. Now, the second non-negotiable is 30 minutes a day of exercise. Now, before you tell me, oh But what about over training? If I train every single day, seven days a week, just stop it. Quiet your mind. I don’t care if you go for a walk. I don’t care if you go for a swim. I don’t care if you train until failure. I don’t care if you do yoga. Just exercise. 

A strong mind is nothing without a strong body. The two are symbiotic. They go hand in hand. And once again, this is the beauty of monk mode. It really depends on your goals. I think for most of you, I would recommend train heavy train hard 3 to 4 times a week. And then in the days between go for a walk, do some stretching for 30 minutes, do some yoga, sitting down and staying static is one of the worst plagues of the modern era. Ladies and gentlemen, we’re not meant to be sat idle all day. God brought us on this earth to hunt, to move, to stretch, to run, to walk. And ladies and gentlemen, we can both understand that there is no amount of money on earth that is worth sacrificing for your health. So in the same way, you must train your mind, you must train your body. And let me tell you the beautiful thing. Once you start doing this for long enough, it seems so weird not to do it. 

You know, I would say that 30 minutes of exercise is a non negotiable for monk mode. And I just want to throw this little caveat in. It’s actually not one of my non negotiables because for me, it is personally harder to not exercise than it is to exercise. And that’s where the real beauty of it. Difficult things are only difficult when you are trying to ingrain them as habits. When they’re habits. It’s hard not to do them. And I’m going to be entirely honest with you. I’m not perfect. The one thing that I struggle with, out of all these is meditation. You know, meditation is something that I will do for long periods. Obviously, whenever I do monk mode and then I’ll fall off it and then, you know, a couple of weeks later I’ll look at it and I’m like, oh, this is so weird. I’m just listening to like more music, you know, even while I’m brushing my teeth before bed and, you know, I’m checking my phone more often and I feel just kind of more on edge. You know? How odd, how strange is this? And it’s like, well, duh, what do you think? 

Dummy, what’s the one thing you haven’t been doing for the past few weeks? So I don’t want to sit here and pretend that in my entire life I’m perfect. But that’s really the beauty of monk mood when you’re doing monk mode. It’s just like this ritual. It’s this promise you’ve kept to yourself and it’s so exciting as well because it’s like, I don’t know, you’ve just made a commitment. You’re sticking to it. And that’s why I don’t care if the year is 2023. I don’t care if the year is 2040 I will be doing monk mode and I’ll be using monk mode as a tool to accomplish my goals for the rest of my life. Now, the next non-negotiable is no alcohol or no weed. 

It tempting sometimes, isn’t it? When things get tough, it’s tempting that there’s just something you can drink or something you can smoke and it just seems like all of your worries, all of your fears, they just evaporate. It’s so easy just to run away, to run away from your problems, to run away from your mind. A simple drink, a simple smoke, just a simple remedy to your pain. But my friend, you’re running away from who you could become the man that you could be. And you know, it’s funny whenever I say this is non negotiable to people, everyone seems to understand and agree. Yeah, of course. No alcohol. Totally understand. Totally get it. But then there’s some small subsection that’s like, no, no, you don’t understand weed. It makes me creative. It makes me sleep better. They start coping and they start coming up with these excuses. I don’t want to hear your excuses anymore. How many times have you told yourself the same old lies? Listen to me. Can we stop playing this game? Now, can we stop playing this game where you lie to yourself, where you cope or you tell yourself no video games is a chance for me to socialize.

It’s a chance for me to hang out with my friends. Weed is just a, you know, it makes me creative or it helps me sleep better. Can we stop playing this game? I feel like we’ve been playing this game for enough years now, haven’t we? So enough with your excuses? That is the third and final non-negotiable. Now, ladies and gentlemen, you look at that and you go, wow! Ok. So he’s telling me 10 minutes a day of meditation, 30 minutes a day of exercise and no alcohol or weed groundbreaking. And the funny thing is the people that are saying that I guarantee that 98% of them couldn’t even commit to that properly for 21 days. Now, this is where the true beauty of monk mode kicks in because this is where you start to stack your own variables. Now, your own variables can depend on. What are you trying to achieve right now? Now, maybe for you. That might mean and I’ve done this quite a lot in my different monk mode protocols, committing to praying once a day, maybe for some of you guys that are trying to work on your social skills. 

Maybe that might mean that every single day you commit to going up and speaking to one girl even if it’s literally to give her a compliment to say hi to whatever it is just socializing for some of you guys. You are so stuck in your head. You do not even know how to socialize and speak to the opposite sex. And by the way, when I say that I’m not trying to shame you because it is a skill and it’s something you have to learn. It, it’s funny. Back in 2015, 2016, I used to do that before I was ever doing monk mode. I used to make commitments to myself. Hey, I need to speak to at least three strangers today. Even if I just give him a compliment or ask him what the time is or whatever it may be. You know, even when I used to go to the gym when I was 15 or 16, I would make it a point to even just speak to at least one new person when I went to the gym, obviously without interrupting or doing their workout. 

So whatever area of your life you feel like you’re lacking, you know, maybe for you that might mean that every single day you need to call at least one of your old friends. You know, my next monk mo protocol. I might make that as one of my extra variables. You know, my life is so hectic. It’s so busy right now. I don’t have the time to call old friends, but let’s be honest, with you. That’s just an excuse. I’m telling myself. So as I said, that’s why I get so excited. So amped about Monk Mo, no matter if it’s you on the other side of the screen or it’s me, we both have a chance to hold ourselves accountable and I’m just gonna leave on screen 10 other suggestions or examples or things that you could commit to for the other two variables for your monk mode protocol. So at the beginning of this video, I made you a promise that this is the smartest path to reaching $10,000 a month in 2023. And it truly is because all these other people think, oh I have the tactics. I have the tricks. It doesn’t matter. 

They’re gonna spin their wheels again and again and again because they may have a strong game plan for what they’re gonna do. They’re gonna sit, they’re gonna work for two minutes and then they’re gonna go, this is hard, this is uncomfortable. What am I used to? And they’re gonna use one of their coping mechanisms. They’re gonna use one of their tactics. So you must sharpen the ax first and that ax my friend is you. So on that note, I say this from the bottom of my heart, this is your year. I am rooting for you. You have been lying and making excuses to yourself for years. If not decades, enough is enough.

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Today’s topic: Smartest Route To $10,000/Month In 2023 | Make money online

ChatGPT is entering the workplace. OK? Don’t freak out. It’s not that bad but there is a huge new announcement from open A I before we go any further. I think we need to build a bit of context. Make sure you stick to the end if you want to hear why I’m not that scared. But all of this is really new and scary and it is important that we talk about it for chatGPT to continue improving. There are two things, it needs. One of those things is more power that is more processors to run on more efficient algorithms to allow it to crank through data faster, more just raw compute and power pushing it forward.

The other important piece it needs though is more data open A I has scavenged every corner of the internet looking for as much data as it can find in order to power its model to be as effective as possible. But that data isn’t enough. When people are responding to a question, it’s hard to know which answer is right or wrong. Like obviously you can use the up votes on Reddit, but even those aren’t always accurate. Open A I knows this. And rather than just blindly trusting all the data they collect, they rely heavily on the feedback and experience we have using their tools. When you use chatGPT you might notice a little thumbs up and thumbs down. Those are way more important than you think. 

They’re using that data to improve the next person’s responses. They’re collecting every prompt you send and every response they send back and using all of this data to continue improving the model. So I’m bringing all this up. Well, all of this information is a big part of why you haven’t had to compete with open A I in the workplace yet. Because in the enterprise world, none of this will fly. We’re talking about enterprise, we’re talking about big business. It could be people selling medical hardware, it could be big companies like Facebook or Google or Microsoft. Even companies like Walmart have super strict restrictions on how they collect and manage the data that they have as they probably should safe man.

Management of personal private data is a very scary thing and these businesses have a lot of it. So it’s important that they’re as locked down as they are. However, being this lockdown prevents them from using a lot of the AI tools that we’re talking about. Because if they’re using the things you prompt to continue improving the AI, that data is now part of that model So if somebody prompts open AI with a question about their health condition and it gives an answer and they give it a thumbs up. Now that data, now their health condition is for some part, at least part of the model and that security breach, that privacy breach is a huge part of why we couldn’t adopt the Open AI models in our jobs. And that’s why the most recent release by open AI is so interesting. ChatGPT Enterprise.

So what’s different about chatGPT Enterprise? Honestly, only one thing, they’re not going to use your data. They are now enterprise grade security, fully sock to compliant and they promise to not train on your data anymore. That’s a huge difference for the businesses that are in positions where they can’t risk their data being part of a greater model, everything from trade secrets and IP to personal private health information. Those aren’t things you can risk getting put into open A is systems and thankfully open AI understands that and they’ve now built a product to keep things secure in those ways. However, this is a huge change in the incentives of these businesses and the role that they have. 

This is open AI kind of welcoming themselves into the workplace. Big enterprises are going to have more reason now than ever to start using chatGPT and they’re going to pay a heck of a lot more for it just for the security and privacy gearing. It’s easy for an enterprise version of a piece of software to charge 100 to 1000 times more per person than the competing non enterprise version. There’s even a website sso tax that just shows you how much more different services charge simply to have sso those types of features are free to implement. They’re seriously no cost but they’re put behind these pay walls because only big businesses need them. ChatGPT enterprise was built to take advantage of these unique needs that businesses have in the large budgets that tend to come with them. 

I’m not making this video because the product is revolutionary. This is not a huge change. You could have had a lot of these benefits by running your own AI models inside of your company’s own servers from these open source projects that are as good, if not better than chat GPT. In many ways. This isn’t about the technology, this is about the incentive change, the structure shift that we’re about to see in open AI because Open AI is no longer competing on making the best technologies. They’re no longer competing with other AI companies trying to make the best models. They’ll continue doing all of that, but they’re competing somewhere else.

They’re competing in your budget at your job. Open AI is going to hire a bunch of professional enterprise sales to push their product and get more and more adoption of ChatGPT in the workplace as they should. They built a product that benefits people in these workplaces and they have something they’re ready to sell. Part of that pitch is going to be, you need less employees, the better they can justify the financial return of ChatGPT enterprise. The more likely they are to make the sale. And with that, there will be more AI in the workplace and possibly less jobs too. I want to be realistic. There’s still risk using AI at the job. There are some things you can’t do, like subscribe to my channel. Seriously. Why haven’t you subscribed? I worked my butt off on these videos. I’m recording this at 9 p.m. because I thought it was an important thing to make anyways.

AI still has a hallucination problem. So you never actually know if the answer it’s spitting out is correct or not. Some of the best models can still only hit a 60 to 80% chance of not hallucinating and giving accurate answers. And in the end, we’ll still want a human proofing a lot of these things, especially since intellectual property is gonna be a whole, I I don’t even want to think about it. Imagine being a business that has competitors that have a lot of info online that might be under patent protection. Now you’re asking AI for help.

Lawyers are going to have a really fun time with this. We are not, I still firmly believe the best I I isn’t going to be the ones trying to replace people’s jobs. It’s going to be the AI and AI tools helping humans be more successful and be more effective at delivering the solutions that they’re already creating it. A support agent replying over email with some autocomplete help or an engineer getting some assistance modeling their systems or even an artist prompting with different ideas before they get started on their work. There’s a lot of ways these tools can help us do our jobs more effectively.

But now there’s a big company, a huge one with a massive financial incentive to convince companies that they could actually let go of a few of those employees. I don’t really know how things should change. I don’t see my job at risk. Honestly, there’s no way I I is going to make compelling content anytime soon.  Knock on wood, but this isn’t about that. This is trying to start a dialogue thinking about these things and how important it is that a company like open AI now is a financial incentive to replace your jobs. This isn’t meant to be an anti ChatGPT video of any form. This is just an interesting moment.

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Today’s topic: AI Is Starting To Scare Me 2023 | Make money online

What if I were to tell you, you could earn over $40 an hour from the comfort of your home and starting with zero money and zero experience. Well, you can, and what makes it even better is it’s actually easier to get hired for these types of position than it is for traditional jobs. In fact, with some of these, you can literally get hired and start making money within the day. And the first one on this list is going to be internet scoping and I know what you’re thinking, what the heck is internet scoping? Is that where you target the like button and then hit it? 

No, actually not. But you should definitely do that because I would appreciate it. Internet scoping is where you work from home in your pajamas while you help lawyers make sense of their jumbled arguments. It’s kind of like being a detective, but instead of solving crimes, you’re going to be solving the mystery of what the heck was that lawyer actually trying to say it goes to bias your honor. I just in the objection. Next question. All right. This is gonna be great for people who have an eagle eye for detail and a knack for research. And I found this really cool story of deri, for instance, who went from being laid off to making over $4500 a month as a scop. 

And you could even make more than that if you’re good at the job because this is all about basically acting as a quality control person for the court reporter who is recording transcripts. And with this one, as a beginner, you’ll probably make somewhere around 500 to $800 a month. And of course, you’ll be doing it part time. Now, as you get some experience, you’ll probably make more like 1500 to $4500 a month depending on the time of year. This is one of those careers where you’re going to be much busier at certain times of the year, which is actually a good thing. If it was a steady stable career, you probably wouldn’t be able to make as much money with it. Now, some of the pros of scoping are going to be the ability to work from home, flexible hours and a steady stream of work. 

Some of the cons include the potential for repetitive work and having to constantly learn new software and techniques. So if you’re a member of the grammar police, this career might be great for you and you should probably be looking down in the comments right now to see if anybody made a mistake so that you can correct them. This one gets a seven out of 10 opportunity score. Now, the next one on the list is going to be a great way for you to help people out in the health care industry without having to wear scrubs and go into a clinic or a hospital. And that’s going to be a telehealth coordinator. Now, being a telehealth coordinator is kind of like being a traffic cop except for doctors and instead of honking horns, you’re going to be managing video calls and telehealth is of course, really exciting because it allows people to see a doctor really quickly to determine whether need to go in person. 

And that’s just a lot more convenient for the patient as well as the doctor and as a telehealth coordinator, you will be managing all different types of administrative tasks and with the increasing demand for remote health care, especially with everything that happened in the world. Over the last few years, the need for telehealth coordinators is on the rise and the job can be done from anywhere with an internet connection. Now, with this one, you’d expect to make about $48,000 a year. 

So some of the pros of this one are, you have the ability to work for home. You get to help people because you work in the health care industry, but you don’t have to interact directly with patients. And the job market is growing rapidly cons include potential stress for managing multiple appointments. And of course, you’re going to have to stay up to date with the changing health care technologies. This one gets an opportunity, score of 7.5 out of 10. The next one is going to be great for you if you’re a multitasker and you like talking to people, but you don’t want to actually talk with them over video or over the phone. 

And that is going to be a live chat specialist. And being a live chat specialist is kind of like being a therapist, but you don’t get to charge by the hour. And a fun fact here is studies have shown that customers are most satisfied when they get to talk to people in live chat rather than having to call someone on the phone or send an email. So basically you’re going to be kind of like a customer service representative, but you’re gonna be typing to them instead of video calling or calling them over the phone. Now, sometimes this job can also involve certain incentives like kind of pointing people to certain products and you kind of get a commission on that, but it really depends on the company. But yeah, live chat support is super, super easy to get into and you’ll make around $43,000 a year on average. And if you get into the positions where you can have incentives, you can make quite a bit more than that. Some of the pros here are you have the flexibility to work from anywhere with an internet connection, you have the ability to help people and solve problems and there can be a good amount of opportunity for advancement. 

Cons of this one can include dealing with frustrated customers, of course, and having to deal with multiple chats at the same time. So if you love multitasking, helping people and you don’t mind being a digital superhero, being a live chat specialist might just be the perfect job for you. And hey, at least you don’t have to wear a cape or go into the office. But yeah, for live chat specialist, I’m actually going to give this one a 9.5 out of 10 opportunity score just because of how easy it is to get into it. The next one on the list can be somewhat messed up. So you need to be careful which company you work for, but that is going to be content moderator. And this is kind of like being a bouncer for the internet. You have to keep the rowdy ones out and make sure that everybody follows the rules. 

And basically as a content moderator, what you’re going to be doing is reviewing user generated content. So things like comments, photos, videos, etcetera. Now there are some types of content moderation where you’re going to be having to view explicit videos. So things that are very messed up to see and content moderators that do this, report having some type of trauma afterwards in many cases. And there’s different types of content moderation where you’re just making sure that people you know, stay within the guidelines and content moderators make about $42,000 a year. Some of the pros here are flexible hours, the ability to work from home and importance of the work being done. 

Some of the cons include potentially disturbing content and high levels of scrutiny on your moderation. And yeah, hopefully you’re not one of those moderators that bans people because they have a different political belief than you do, for instance, that is not cool. But yeah, this one is relatively easy to get into. There’s also a lot of job openings available and this one is going to get an opportunity score of seven out of 10. Now again, keep in mind, these are the types of jobs where you can get into them very quickly. These are not the type of jobs you’re probably going to be doing for your entire career. That is not the purpose of this video. 

Are you looking for a remote job that allows you to use your technical expertise to keep a business running smoothly? Well, you might want to check out business system admins because sometimes Excel can’t fix everything. And I like this quote from John Chambers of Cisco that at least 40% of all businesses will die in the next 10 years if they don’t figure out how to change their entire company to accommodate new technologies. And basically, you’re going to be managing and maintaining the software systems that companies use on a day to day basis. And this is done to ensure effective business operations. And you’re kind of like a mechanic that keeps the engine of a business running smoothly. And the reason this one is so good for getting a remote job is because of the fact that this is something that’s been going online lately and the demand for skilled business system admins has gone up a lot. 

I wanted to put one on here that would be a little bit better than some of the other ones on the list, maybe even something you could do for your entire career. And this when you make about $97,000 a year, some of the pros here include good pay, flexible work hours and the ability to work remotely. Of course, some of the cons include a need for constant learning and the potential for long hours during system outages. So if you’re the type of person who loves to fix things, but you don’t want to have to deal with the hassle of office politics or finding a parking spot. Then business system admin might be the perfect remote job for you. 

This one gets an eight out of 10 opportunity score just because of the fact that it’s going to be hard to get into. So next one on the list, I’m gonna be talking about some company specific jobs and this particular company is going to be very well known. So if you’re a tech savvy problem solver, and you’re looking for a remote job with a world renowned company, look no further because you can be a Apple home care specialist. Now there’s a lot of different names that they go by. In this particular case, we’re going to be talking about Apple Home Advisors. Now this one had super, super positive reviews online. People absolutely love work for Apple and basically what you’re going to be doing here is you’re going to be working remotely in order to assist customers with issues that they have with Apple products. 

So you’re going to be kind of like the emergency medical responders of the tech world swooping in to save the day if an iphone is on the fritz and Apple is always hiring. Now according to Glassdoor, Apple at home advisors make about $37,000 a year and reportedly they have amazing benefits. So some of the pros here are, of course, you’re going to have remote work. There is extensive training, which is a good thing and you get a chance to work with a world renowned company which is going to look great on your resume. Some of the concierge is, of course, you’re going to have to deal with frustrated customers and you might have to work odd hours in order to accommodate international customers as well. Oh, and it’s probably a good thing to be relatively familiar with apple products and there is a lot of apple products these days. In fact, I wouldn’t be surprised to see an Apple House. 

One of these days, this one, I’m going to give an opportunity score of eight out of 10 because of the fact that it’s a really prestigious company they’re always hiring and it’s relatively easy to get into. Now, the next one on the list is going to be for somebody who is a next level customer service representative. This is something that you can make a lot more money than a typical customer service representative job and that is going to be a customer success manager. Now, an interesting fact here is they’ve done studies and they’ve shown that getting new customers is somewhere in between five and 25 times more expensive than just retaining your existing ones. 

And that’s why it’s so important to have really good customer service. And customer success manager is basically the ultimate version of customer service. Now, this one is getting more and more common. But a lot of the time you’re going to see customer success managers, especially for more high ticket type products and services. This is especially common in the business to business industry and that is businesses that service other types of businesses. Now, according to Glassdoor, customer success managers make about $94,000 a year. So some of the pros here include the ability to work. 

Of course, there’s super high demand for this job and you have an opportunity to work closely with people and help them succeed. Some of the cons here are, you’re going to need very strong communication skills and sometimes you can be put in high pressure positions. This one gets an opportunity, score of 9.5 out of 10.

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Today’s topic: 7 Remote Jobs That Are Always Hiring 2023! | Make money online

One new things. We live in a consumerist era. So it’s important to spend every single day on things that we both need and don’t need. But let’s turn to Warren Buffett for a second. When he had his first child, he transformed a dresser into a crib for the baby. When he had his second child, he ended up borrowing a crib from a friend. The moral of this story is why buy something new when you don’t need to before you even think of buying something. See if there’s something you repurpose in your home first, if not, see if you can borrow or rent the item for the time you need it instead of buying it. Two smoking, smoking is a bad habit for two reasons. The first is that it’s bad for your health. And the second is that it’s extremely expensive. There’s a reason why Warren Buffett never smoked a cigarette in his life, even though he was alive during a time when it was much more commonplace to smoke. 

The issue with smoking is that it’s not typically enjoyed as an ex occasional thing. If you smoke, you smoke several packs a month and if a pack costs you $15 it’s not hard to spend hundreds a month. Quitting is never an easy thing to do. But with incentives like your health and money, it can inspire a change. Take it slow and steady and don’t give up. Even if you fall back to your habit. Three junk food, chocolate potato chips cookies and candies of all sorts are not just the dreams of Children but many adults too. Well, the viewer knowledgeable about Warren Buffett may say that Warren Buffett eats mcdonald’s every day and that’s junk food.

But there’s a stark difference. Warren Buffett eats mcdonald’s as his main meal for the day. Whereas many people who eat junk food, eat it on top of their regular meals. It’s essential to find balance. You shouldn’t deny yourself a bite of chocolate or a bowl of chips occasionally. But to make sure you’re not losing your money, make sure it’s a treat or reward after a week of work. Four, they forget about themselves. When you break it down. The only person who can spend money and make money is you, you oversee your finances and your growth as an individual, which is why Warren Buffett, the great investor says the best investment you can make is in yourself essentially, the more, you know, the more you’ll be able to do and the more you’ll be able to save. For example, you could read investment books, personal finance books or watch tube channels like Profit Lovers, which you can subscribe to, to learn as much as possible about how to become financially independent. 

Five gambling. Have you bought a lottery ticket recently? How about a scratch card or maybe you played real money poker with your friends? All of these are considered gambling and while it may be fun, it’s an easy way to lose a lot of money and can even become a serious addiction. The thrill of potentially winning a large sum of money is a pit that can cause you to spend so much money that at worst you can end up homeless. If you enjoy the thrill of gambling, then make sure you only bring as much cash as you want to spend six, spending too much on restaurants after a full day of work. It’s unlikely that cooking is the first thing on your list of ways to relax. That’s where the restaurant comes in. But unfortunately, you end up paying for the convenience and service.

If you pay $5 for a meal, you can make at home, then it’s normal to spend three times the price at a restaurant or $15 and saving $10 a day can make a massive difference every month. It can be hard to find time to cook. So finding easy recipes with appliances like a slow cooker or a pressure cooker can help seven, too many personal products. There’s a massive number of personal products available for all sorts of things, perfumes, makeup, nail care, skin care, shaving, et cetera. But out of the many products, what do you really need? For example, Warren Buffett never buys any personal products and he’s over 90 years old. If you feel like you’re struggling to make it month to month and you know, you spend a lot on personal products, then go over what products you can cut off safely and still get the desired result. Even a small $25 cut can make a huge difference.

Would you like an extra $25 a month? Let us know by liking the video eight, cancel unused subscriptions. Most TV networks that used to be TV channels have now transferred to streaming services. But paying for individual services like Netflix, Hulu, Plex Disney plus Amazon Prime and more can add up very quickly. It can be hard to tell what you use and what you don’t. The first way around this is to never use automatic subscriptions. This will help you only keep the subscriptions you use because you’ll manually pay for them. Another method is to ask yourself if you use a streaming service at least once a week. If you don’t, then it’s best to consider it an unused subscription. Nine not using your gym membership with the New Year. Rapidly approaching New Year’s resolutions are being prepared according to statistic. 

The top three resolutions for Americans in 2022 all had to do with exercise and health. The sad reality is that many people will buy a membership to better themselves. Only to forget about it. A few weeks to a few months later, we get it though. Exercising consistently is hard, especially with a busy lifestyle. So if you have an unused gym membership, cancel it. If you are thinking of one but not sure you’ll commit. It’s better to start with free exercises like walking, hiking or calisthenics. 10 leasing new cars, the feel of driving a brand new car is an experience like no other. 

But that might be because the wallet you’d normally sit on is completely empty as opposed to full of cash, new cars are expensive and leasing means that you’re paying a large sum every month for an asset that’s constantly depreciating in value. In other words, it’s money you’ll never see back. The question here is why lease a new car when you can buy a used model that works just as well. But for a significant cheaper price, if we asked Warren Buffett, he’d like to answer that a used car is the way to go considering that he drives a used car himself. 11 overspending on clothes. Did you know that Warren Buffett gets his suits from a seamstress named Madam Lee.Never heard of her. Neither have we. And that speaks volumes about Buffett. It’s clear that he doesn’t pay a hefty price tag on those suits. 

At least not in comparison to something like an Armani suit to clothes are simply to be worn and if he looks good and feels good, there’s no need to spend tons of money. There are two ways you can deal with overspending on clothes. Firstly, you can simply avoid brand name clothes and shop at stores that offer high quality fashion for cheap like Zara. Or if you’re a brand name lover, you can rent clothes for special occasions, 12 new gadgets and devices. The rate at which technology is growing is astounding.

And so is the rate at which people spend on new products every year while it may be fun to stay up to date with the newest gadgets and devices on the market. It may be best to wait on the sidelines until you need to replace the new gadget or device. A quick Google search can show you that a new iphone 14 Pro Max is just over $1000. Now, imagine paying that every year and imagine what you can do with $1000 extra every year. 13, drinking at bars or restaurants. Alcohol is enjoyable to many people and is part of a great experience during a night out at a bar or a restaurant. Unfortunately, buying drinks is an extremely easy way to spend over $100 in a single night. There’s a reason why Warren Buffett doesn’t drink since bars and restaurants have many expenses to pay. It’s normal for the price of alcohol to be 3 to 4 times the amount you can buy in a store to avoid overspending on alcohol.

You can either drink at home before you go out and have fun or you can find a way to squeeze it into your budget by limiting other expenses before I share this last tip with you. Let us know in the comments below what you think poor people waste the most money on 14 debt from credit cards. It’s easy to forget that the money you spend on a credit card is not yours, but the money that’s loaned to you and any money that’s loaned is money that you’ll not only have to pay back but pay back with interest. 

For example, if you bought a couch for $1000 with your credit card and didn’t pay it back immediately, you’ll end up paying over $1000 for the couch because of interest payments. Fortunately aggressive debt payment plans like the debt snowball method can help you get rid of debts quickly. If you’re debt free, then focus only on using your credit card. If you know you can pay your statements in full or be like Warren Buffett and stick to cash.

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Today’s topic: Warren Buffett: “14 Things POOR People Waste Money On!” FRUGAL LIVING, financial independence 2023

This time, it’s different. This is the new economy. We are just coming out of the longest bull run in history. 11 years started in 2011 and at 2011 I made the biggest fortunes of my life because that was the, uh, MBS work backed securities and the CDO crashes, the real estate crashed and I backed up the truck and I borrowed $300 million to buy the best real estate all across the southwest. This is the largest longest bull market in history. And a lot of, I, I look at some of these young kids, you know what? And I, I own, I own some Bitcoin. I own some Ethereum, but they’re all saying the same thing this time. 

It’s different, you know, and Bitcoins crash and, you know, you know, the Federal Reserve Bank, I can’t believe that. I mean, people say, don’t fight the Fed and all this. Well, my question to everybody is this, can the Fed print oil, can the fed print gas? I mean, gasoline, can it print food? But everybody sits there and they’ve been brainwashed by Wall Street to go do what the Fed tells you to do. Well, you gotta be kidding me. Those guys are the three Stooges, Janet Yellen. Biden and Powell. You gotta be kidding me. 

Why would you listen to him, Volcker saying he’s gonna crush? So he raised interest rates, right? So, so Powell is now channeling the spirit of Volcker. And you know, when Volcker crushed inflation debt to GDP was 30% and today it’s 125% if you believe the numbers. So if he channels Volcker and the other thing about history will tell you this, there’s never been a soft landing. It’s more fed talk. I’ve made more money in the last three years in my whole life. And so that’s what I wanna talk about with you today is that there’s other ways of looking at investing, you know, but to think that Powell is gonna save you. 

But as you may know, the reverse vehicle market is running at two trillion a day to two trillion a day. And people are listening to Powell. You gotta be kidding me. I own no stock spots, mutual funds. ETF si do not touch paper. I’m not saying that you shouldn’t, but I think people have been brainwashed by the fed, the Treasury and um the whatever those guys are, go to school, get a job, pay your taxes, get a high paying job um and invest in the long term in a well diversifiedportfolio, stock spots, mutual funds, ETF S it was in 1974 when I came back from Vietnam, a two tour marine helicopter pilot.

I saw communism at work. It was not pretty. And I come back in 1974 they passed ESA era stands for 401K right now or Ira. And I went, oh my God, they’re funneling my generation, the boomers into the stock market and they don’t know anything about money. And in 1974 the biggest exodus adam was school teachers suddenly becoming financial planners. I watched that with horror. Interesting. I watched it in horror. That’s, that’s the poor, leading the blind. And today we have baby boomers who are hoping the stock market stays up in their 401K just as social security goes bust. You think that’s an accident? That’s all I’m saying. I’m just a marine. 

I’m a dumb ass marine lieutenant. Flew the gunship went down three times. But today I listen to this bullshit and I go, oh my God, how can we be that stupid? Because they went to school. We did as we’re told, don’t fight the fed. Do what the fed tells. You invest the long term on the well, diversified portfolio stock, mutual funds, ETFS and don’t worry, Powell is now channeling Volcker when the debt to GDP is at 120%. You gotta be kidding me. So when they were dropping the interest rates, I thought I, I went to heaven because I would I buy, I buy apartment houses. I want 130 apartment houses. 

Every time the fed dropped the interest rates. It, jacked the value of my properties up but I also improved the properties and I refinance out. So today I own no money in any of my properties. 13,000 units all throwing cash to sit in a bull market. Even idiots feel smart. I’m listening to all these idiots, you know, after 2011, then the market crashed in 08 because the market went bad. And the was the, the credit, the credit of uh Lehman brothers and bear sts was bad. And they, so they hammered that anyway. It’s a long story. My friends are all inside that world. But then when it came back out, they just started pumping money just like you said about Christine Lagarde, you know, start lying and, and what they did was they, they kept printing more money to save a bad economy. It was already crashing again in 2011.

But they kept printing money and, today we’re gonna pay that price. I I use debt because debt is tax free money. So every what I did was I rehab my apartment 13,000 of them. I just kept buying more with the cash flow and I’d refinance out as interest rates drop. So I’m in good shape now. Then I took them, then I set all interest rates right now. So I use debt and who said the guy that says love debt free? Well, that’s his opinion. I don’t do that. I don’t flip houses. You remember all those guys were flipping, everybody flipped? Oh, they were stupid. Stupid. When the moment you flip you have a tax consequence.

I never flip. I finance out this tax free money. And, and not, not only that is when I started investing, I had to invest at 12% interest rates. I like debt and I like, I don’t pay taxes because every time I, I borrow more money to float my properties, there’s three types of tax bases. I got appreciation, depreciation and amortization. So I zero out. So my cost of money is my tax on, on debt is zero. And I use that tax appreciation depreciation, amortizations all in rich that to offset tax in my income. When Biden took the pipeline off my oil, I was selling from the ground which is a tax break. Also went from $30 a barrel to $130 a barrel. Today. It’s like 120. But I, oh my God, this guy Biden is gonna bankrupt us.

I’m not saying him but that somebody wants to bankrupt because oil is a lifeblood of civilization. I went, I, I worked for Standard oil of California as a tanker officer. When I graduated from school. I understand oil, I was on the Alaska pipeline and all this. I’m like he’s screwing us. So when he raises inflation, the poor and middle class will go broke and that was just done as soon as he, he was being done before he took office. And so I’m looking at this, this guy’s gonna sell America down the drain. I’m not saying it’s him, but somebody wants us to go broke and I’m watching this going, oh my God. So what else can I? 

So I have oil wells, I get tax breaks for those because I don’t invest in oil stocks. I work for standard oil, but I don’t invest in standard oil. I invest in the oil in the ground. I’m a wildcatter. Everybody says don’t do it. I don’t recommend it, but I like doing it because my gold mines don’t do it. I like doing it. There’s more opportunity today than ever before, but not if you’ve been brainwashed into going to school, getting a job paying taxes, live debt free and invest in the stock market. This bubble right now. Canada is a bigger bubble than 2008. This is the everything bubble.

You know, it’s, it’s gonna be not only stocks bonds but also credit. I mean, but it’s more opportunity is gonna come out of it. And that’s what I’m saying. Be careful who you listen to because your best asset, but also your biggest liability are the ideas in your head and be careful who puts them there.

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Today’s topic: Robert Kiyosaki: 2008 Crash Made Me Billionaire, Now 2023 Crash Will Make Me Even More Rich | Make money online